As your credit union, we want to help you access our low auto loan rates—even when you’re at the auto dealer. That’s why we offer Trailhead Credit Union financing directly at participating auto dealerships through the Credit Union Direct Lending (CUDL) network. Simply visit a CUDL-connected car dealer and you can quickly apply for our low-cost car loans, or use a pre-approved loan to make your purchase.

Here’s a simple step-by-step guide to accessing CUDL’s convenient, time-saving benefits:

1.  Get pre-approved for a car loan

Before you start car-shopping, it’s a good idea to get pre-approved for a credit union car loan. With a pre-approval, you’ll know how much you can spend, allowing you to set a realistic budget for yourself. A pre-approval also helps you shop with confidence, knowing that you’ll receive the money you need to purchase your dream car. It’s easy to apply online.

2.  Shop online for your preferred make and model

Once you’ve secured a pre-approval, you can start shopping online with a budget in mind. Visit our online vehicle marketplace, powered by CUDL, where you can search by make, model and year. You can also select the ideal location for your auto dealer.

Pro tip: CUDL connects our credit union to over 14,000 auto dealerships nationwide, maximizing your chances of finding the perfect vehicle.

3.  Visit a CUDL-connected auto dealer

It’s important to choose an auto dealer within the CUDL network. While you may be able to find a similar deal on your car somewhere else, CUDL-connected auto dealerships can expedite your car financing, and provide a loan decision within minutes. You’ll spend less time at the car dealer.

4.  Apply for your credit union auto loan

Once you’re at the dealer and ready to buy, you can apply for your auto loan on the spot. For an even more convenient experience, get pre-approved first with Trailhead. Either way you choose, you’ll have quick and easy access to great auto loan rates and terms.

If you want to learn more about CUDL or need help identifying a CUDL-connected auto dealer, visit the CUDL AutoSmart website or contact us today.