As described in the Visa Account Agreement and Disclosure, the following fees may apply:

• Late Fee: $15.00 for each minimum payment not paid within ten days of the due date.
• Over limit Charge: An over limit fee of $25 will be assessed per statement cycle against your Account if your balance exceeds your approved credit limit.
• Returned Check Charge: A $30.00 charge will be assessed when a check submitted for payment on the account is returned
• Card Replacement Fee: $6.00 for each replacement card you request.