You only need a Trailhead Visa Credit Card to transfer department store and other credit card balances to a new, lower rate with no expiration date. There’s no balance transfer fee* and no annual fee.

To transfer high rate balances to your Trailhead Credit Card, please complete the form below and click submit. We’ll be in touch soon to finish up the details.

*Interest begins to accrue the day you make a balance transfer. View the Visa Credit Card Account Agreement