Trailhead values Black Lives and explicitly supports antiracist initiatives through solidarity and action. We are committed to doing our part in resistance efforts, actively opposing violence committed against Black, Indigenous, and People of Color communities. We are currently exploring the best ways to support Black Lives Matter and to challenge systemic racism in daily interactions, through donations, amplifying melanated voices, … Read On »

States across the country are reporting a widespread fraud campaign in which victims’ identities are being used to file false unemployment claims. Victims, who have not filed unemployment claims, have received notification from their employer’s Human Resources department, or the State Employment Securities Department, indicating an unemployment claim has been filed on their behalf. Cyber-crime investigators have recommended the following … Read On »

With most mortgage rates at historic lows, you may be wondering if this is the right time to refinance your mortgage. Reducing your interest rate not only helps you save money, but it also increases the rate at which you build equity in your home, and it can decrease the size of your monthly payment. Refinancing can provide many money … Read On »

We have been getting a lot questions about the SBA (Small Business Administration) PPP (Paycheck Protection Program) to help businesses affected by COVID-19.  This program is designed to help businesses pay their employees and avoid layoffs during these uncertain times. Unfortunately, Trailhead is not an approved SBA lender, so we are unable to provide any direct assistance with this program. … Read On »

In response to the outbreak and related financial impact, the $2 trillion Coronavirus Aid, Relief & Economic Securities Act (CARES ACT) was signed into law on Friday, March 27, 2020. The goal of this act is to provide financial relief for individuals, families and small businesses from the effects of the economic slowdown. We’ll address your frequently asked questions below, … Read On »

Investing in 2019 was fairly easy. The Standard & Poor’s 500 Index (S&P) returned nearly 28% for the year with only a few bumps along the way. Today, however, we’re faced with a very different market. More and more uncertainties are seemingly hitting the headlines every day, from the global spread of COVID-19 and its potentially wide-spread economic impact, to … Read On »

Our Annual Meeting, which had been scheduled for April 15, 2020, has been postponed due to current “stay home” guidelines. We will reschedule the meeting for later this year.

As the coronavirus continues to spread, we are encouraging members to utilize remote banking services. There are a variety of ways to access your everyday member services, without coming into a branch: Withdraw Money: ATM | Cash back at Point-of-Sale Check Deposit: ATM | Mobile Deposit via Mobile Banking app or Online Banking Apply for a Loan: Website | Call … Read On »

Four reasons that may be a bad idea. Some people say you should withdraw cash to protect yourself during the coronavirus outbreak. We wonder, why? Here are four reasons withdrawing extra cash may actually be your worst possible move right now: Cash is vulnerable. Credit union accounts are federally insured to $250,000, making them a gazillion times safer than keeping … Read On »