News & Announcements
- Buy now & pay later with our Pre-Owned Auto Sale.
- 12-12-12 Holiday Loan is here!
- Happy 80th Anniversary to us.
- Trailhead was named one of the best nonprofits to work for in Oregon!
- Chip credit cards are coming.
- New! Visa Balance Transfer program
- Trailhead is on the Supportland network!
Buy now. Pay Later.
If you’re in the market to buy a quality used vehicle, check out Enterprise Car Sales and take advantage of these special offers for our members during the month of November:
- Make no payment for 90 days1
- Get Kelley Blue Book Trade-In Value on your vehicle PLUS up to $5002
- Get pre-approved with our 5-minute online loan application
- Call 503-220-2592 to apply…day or night!
- Stop by a branch to apply
Enterprise offers the perfect used car package:
- 12-month/12,000 mile limited powertrain warranty*
- Vehicle Certification
- 12-month roadside assistance**
- Free Carfax® Reports
- 7-Day Repurchase Agreement*
- No haggle prices!
Visit Enterprise Car Sales in Milwaukie at 17300 SE McLoughlin or call 503-656-1600. Or preview their great selection of quality used vehicles at cuautodeals.com.
1 Upon credit approval. Making no payment for 90 days extends the term of the loan and interest will continue to accrue
2 Kelley Blue Book Trade-In Values used by Enterprise are obtained from © 2015 Kelley Blue Book Co.’s website KBB.com. Kelley Blue Book Trade-In Value is based on accurate condition rating and mileage of vehicle. Accurately appraising the condition of the vehicle is an important aspect of determining its Kelley Blue Book Trade-In Value. Kelley Blue Book valuation adjustments for vehicle mileage disproportionate to the age of the vehicle may be capped by Enterprise Car Sales at 20% of the vehicle’s base value. If a Kelley Blue Book Trade-In Value is not available for customer’s vehicle, Enterprise will provide a fair and competitive value for customer’s vehicle. Additional trade-in value of up to $500 is available only on passenger vehicles and light duty trucks with a Kelley Blue Book Trade-In Value and when a vehicle is purchased from Enterprise. Customer is responsible to any extent vehicle pay-off exceeds Enterprise offer. Customer must provide required proof of ownership/registration and all other necessary paperwork to transfer title. Offer only valid on one trade-in for each Enterprise vehicle purchase. Restrictions apply. For details, see an Enterprise Car Sales Manager. No cash advances. Offer valid only on Enterprise vehicles purchased 11/01/15 – 11/30/15. Used vehicles were previously part of Enterprise short-term rental and/or lease fleet or purchased by Enterprise from other sources including auto auctions, with previous use possibly short-term rental, lease or other. This offer cannot be combined with any other offer
3 Annual Percentage Rate as of 8/1/14 and subject to change. Actual rate may vary based on credit history, loan to value, and term. Rate assumes automatic payments from a Trailhead checking account. All loans subject to credit approval and complete terms of loan disclosures.
* Restrictions apply. For details, see an Enterprise Car Sales Manager. **Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada. The “e” logo, Enterprise, “The Perfect Used Car Package” and “Haggle-free buying. Worry-free ownership.” are trademarks of Enterprise Holdings, Inc. All other trademarks are the property of their respective owners. © 2015 Enterprise Car Sales.
$1200 loan • 12 month term • 12% APR*
With the holidays just around the corner, could you use some extra cash? There’s no reason to carry high interest credit card balances when you can take advantage of our special holiday loan.
With just 12 monthly payments, it will be paid off in time for the next holiday season. Whether you need to boost your gift giving, take a trip, or cover other holiday expenses, our 12-12-12 Holiday Loan can provide the extra cash you need to keep your budget in balance and the cheer flowing.
Simplified application and approval process
Just complete the simplified Holiday Loan Application. Please make sure you meet the following eligibility requirements:
- You have been a member for at least 90 days
- You agree to have the loan payment deducted from your Trailhead checking account
- You have verifiable employment, retirement, or disability income (please attach most recent paycheck stub)
This offer is only available through December 31, 2015.
*Subject to Credit Approval. Offer ends December 31, 2015. Loan requires automatic payment from a Trailhead checking account. Representative payment example: A $1,200.00 loan at a fixed Annual Percentage Rate of 12% for 12 months would require 12 monthly payments of $106.62.
80 years ago, in 1935, our nation was deep in the grip of the Great Depression. Wall Street was still a long way from recovering from the crash of 1929, banks continued to fail in large numbers, and unemployment remained over 20%. The worst was over, though, and by 1935 the economic recovery had finally begun. In Portland, our Credit Union was born – the fifth oldest credit union in Oregon.
Gasco Employees’ Federal Credit Union was approved for charter on October 15, 1935 and opened for business on November 9, 1935. Eleven employees of the Portland Gas and Coke Company pooled their money in the new not-for-profit financial cooperative. The purpose of the credit union was to provide a safe place for fellow gas company employees to save and borrow at reasonable rates.
The maximum loan amount in 1935 was $50 for an unsecured loan and $100 for secured. The interest rate was 1% per month on the unpaid balance. Money went further then. The average cost of a new house was $3,450. Average wages were $1,600 per year. Gas cost 10 cents a gallon.
Eighty years later, Trailhead Credit Union is still where members can turn for low cost loans, federally insured savings, and other essential financial services. This steadfastness can be directly accredited to you, our members. Your participation in our cooperative through the years has allowed us to provide members with the services they’ve needed through good times and through bad. That remains true today, and with your continued participation, will remain true for generations to come. We truly are all in this together and the board and staff thank you for your support.
Trailhead Credit Union was named one of the best nonprofits to work for in Oregon for the second year in a row! More than 5,000 employees from over 150 organizations participated in Oregon Business’ annual poll. Trailhead was ranked #11 among all medium sized nonprofits!
We want to give a special thanks to our employees who make Trailhead a wonderful place to work and who love the work they do to help our members.
Chip credit cards are coming
Trailhead credit cards are moving to chip cards beginning with card renewals in the 1st quarter of 2016.
Chip cards, credit cards with a tiny microprocessing chip in the card, are the industry standard in Europe, Asia and other parts of the world. The chip adds an additional layer of security over the magnetic strip on the back of credit cards, creating a unique code for each transaction. The unique code means any chip card numbers stolen by a breach or a skimmer would not be able to be used fraudulently.
When using your chip card at a retailer with enabled technology, you will have to insert your card into the reader until the transaction is completed, rather than swiping the magnetic strip. The cards will also have magnetic strips, so if a retailer does not have the technology, the card can still be used in the traditional way. Online transactions are conducted the same way with a non-chip card.
We will update the website with additional details when the cards are ready to issue.
Balance transfer rates as low as 5.25% APR*
Paying down debt isn’t rocket science. You only need a Trailhead Platinum Rewards Visa Credit Card to transfer department store and other credit card balances to a new, lower rate with no expiration date. Plus, there’s no balance transfer fee* and no annual fee.
- To open for a new Trailhead Platinum Rewards Visa, apply online, in person, or on the phone.
- To transfer a balance to your existing Trailhead credit card, get started here or give us call.
*Interest begins to accrue the day you make a balance transfer. See complete disclosures.
Trailhead is on the Supportland Network
We’re thrilled to announce that we’ve joined up with Supportland to help our members connect deeper with the local businesses they love. To start up, download the Supportland mobile app or come by either branch for a free Supportland Card. Then you can start earning points every time you come into a Trailhead branch or patronize other participating businesses around town. When you rack up enough points, you can cash them in for any number of great rewards, including a set of pint glasses from Trailhead for 80 points.
Learn more about Supportland and the over 170 locally owned businesses on the network where you can shop and earn rewards at supportland.com.