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Refinance
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Lower Your Monthly Payment

Apply Now

Why Refinance?

Lower Your Rate

Refinancing with competitive rates may help lower your monthly auto payments.

Save on monthly payment

When you refinance, you may have the option to reduce your monthly loan payment.

Pay off debts

If you’ve got equity built up in your vehicle, with a refinance you can use it to pay off your debts elsewhere too.

Applying is easy! You can apply online, over the phone, or in person.

Estimate Your Monthly Payment

Use our handy calculator to answer the question, “How much will my loan payments be?”

Discounts

Trailhead Rewards

Trailhead members with existing accounts can use Trailhead Rewards points to reduce their rate on an auto loan by 0.25%.

Learn more about Trailhead rewards »

Automatic Payments

Save 0.25% off your auto loan rate when you have your payments automatically deducted from your Trailhead checking account.

Learn more about Trailhead Checking accounts »

Protect Your Purchase

Mechanical Breakdown Coverage

Get Mechanical Breakdown Protection (MBP) to help pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars.

GAP Advantage

If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the “gap” between your insurer’s settlement and your loan balance. GAP Advantage waives the difference between your primary insurance carrier’s settlement and the payoff of your loan, less delinquent payments, late charges, and refundable service warranty contracts and other insurance related charges.

Refinance Your Car Loan

Apply for a new or used auto loan online.

Contact our 24-hour Member Service line to apply.

503-220-2592 | 800-942-9408

Schedule an Appointment with one of our Loan Officers.