Holiday closures: Monday, December 24 after 2:00 PM; Tuesday, December 25; Tuesday, January 1

Recreational Loans

Pontoon, Vespa, or Westfalia camper? Make the most of the Pacific Northwest.

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Two kids around a campfire with an RV in the background

Boat & RV Loans

Get outside and explore the infinite beauty of the Pacific Northwest in your new boat or RV.  We offer loans with the same low fixed rates for both new and used boats and RVs. Terms are flexible and up to 144 months, making payments easy to afford. Another bonus: there are no loan fees or application fees.

mature woman driving speed boat

Motorcycle Loans

Hit the open road on your own motorcycle. We offer motorcycle loans with flexible terms up to 84 months and the same low fixed rates for both new and used motorcycles.

 

female mechanic working on her motorcycle

Bike Loans

As you might have noticed, Portland is proud to be a pro-cycle city. We offer 100% financing of your bike, locks, lights, mounts and any other accessories you need for a smooth, safe ride.

  • Low fixed rates
  • 12-month term
  • Borrow up to $2,500

Just bring us the itemized receipt of your bike purchase within two weeks of the purchase and we’ll reimburse you with the loan. Or bring an itemized invoice and we’ll make a check out directly to the bike shop.

man riding bike over Willamette River

Snowmobile, ATV, Personal Watercraft

Whether it’s a snowmobile, ATV, personal watercraft, or horse trailer, you can borrow against your other collateral to enjoy low fixed rates and terms up to 48 months. Borrow up to 100% for new; for used, borrow up to 90% of NADA retail or other valuation.

three snowmobiles driving through snow

Current Rates

Boats, RVs & Travel Trailers (New & Used)

Term

Annual Percentage Rate

Loan to Value*

Rate Adjustments

Below 80%

-1%

81%-90%

-0.5%

91%-100%

Base

101%-110%

+0.5%

111%-120%

+1%

*Value = sales price or NADA Retail/MSRP for new, whichever is less

Additional Adjustments

Rate Adjustment

No Automatic Payment

+0.25%

Resource Rewards

-0.25%

Mileage above 125,000 miles

+1%

Floor Rate is 2.49%
Minimum loan amounts per term: 60 months is $5,000; 27 months is $10,000; 84 months is $15,000; 96 months is $20,000; 144 months is $50,000

60 months or less

3.74% - 16.24%

61-84 months

4.74% – 17.24%

85-108 months

6.74% – 15.74%

109-144 months

7.74% – 16.74%

Autos & Motorcycles (New & Used)

Term

Annual Percentage Rate

Loan to Value*

Rate Adjustment

Below 80%

-0.5%

81%-100%

Base

101% & Above

+0.5%

*Value = sales price or KBB Retail/MSRP for new, whichever is less

Additional Adjustments

Rate Adjustments

No Automatic Payment

+0.25%

Trailhead Rewards

-0.25%

Green Auto

-0.25%

Mileage above 125,000 miles

+1%

Floor Rate is 2.49%
Minimum loan amounts per term: 60 months is $5,000; 27 months is $10,000; 84 months is $15,000

Standard (60 months or less)

3.74% – 16.24%

Extended (61-84 months)

4.74% – 17.24%

Bike Loan

Term

Annual Percentage rate

$350 min, $2500 max loan amount
New purchases

Up to 12 months

8.00% – 18.00%

ATVs, Snowmobiles, Personal Watercraft (New & Used)

Term

Annual Percentage Rate

Up to 100% LTV

Up to 24 months

5.50% – 17.00%

25-36 months

5.75% – 17.25%

37-48 months

6.00% – 17.50%

Apply for a Recreational Vehicle Loan

Complete our 5-minute online loan application.

Call us any time — 24 hours a day

503.220.2592

Schedule an appointment with one of our Loan Officers.

 

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