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Recreational Loans

Pontoon, Vespa, or Westfalia camper? Make the most of the Pacific Northwest.

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Two kids around a campfire with an RV in the background

Boat & RV Loans

Get outside and explore the infinite beauty of the Pacific Northwest in your new boat or RV.  We offer boat and RV loans with the same low fixed rates for both new and used. Terms are flexible and up to 144 months, making payments easy to afford. Another bonus: there are no loan fees or application fees.

mature woman driving speed boat

Motorcycle Loans

Hit the open road on your own motorcycle. We offer motorcycle loans with flexible terms up to 84 months and the same low fixed rates for both new and used motorcycles.

 

female mechanic working on her motorcycle

Bike Loans

As you might have noticed, Portland is proud to be a pro-cycle city. We offer 100% financing of your bike, locks, lights, mounts and any other accessories you need for a smooth, safe ride.

  • Low fixed rates
  • 12-month term
  • Borrow up to $2,500

Just bring us the itemized receipt of your bike purchase within two weeks of the purchase and we’ll reimburse you with the loan. Or bring an itemized invoice and we’ll make a check out directly to the bike shop.

man riding bike over Willamette River

Snowmobile, ATV, Personal Watercraft

Whether it’s a snowmobile, ATV, personal watercraft, or horse trailer, you can borrow against your other collateral to enjoy low fixed rates and terms up to 48 months. Borrow up to 100% for new; for used, borrow up to 90% of NADA retail or other valuation.

three snowmobiles driving through snow

Current Rates

Boats, RVs & Travel Trailers (New & Used)

Term

Annual Percentage Rate

Maximum loan amounts per term: up to 84 months is $5,000 – $9,999,99; 85-120 months is $10,000-$19,999.99; 121-180 months is $20,000+

Rate Adjustments
Loan to Value: Below 80%: -0.5%  |  81%-100%: Base rate  |  101%-105%: +0.5%
No Automatic Payment: +0.25%  | Vehicle Age (7-20 years): +2%  |  Trailhead Rewards: -0.25%
Value is based on sales price of KBB/MSRP for new, whichever is less

Floor Rate is 2.49%

84 months or less

4.99% - 7.24%

85-120 months

5.25% – 10.74%

121-180 months

5.99% – 12.74%

Motorcycles (New & Used)

Term

Annual Percentage Rate

Loan amounts per term: Up to 60 months is $5,000-$9,999.99; 61-84 months is $10,000+

Rate Adjustments
Loan to Value: Below 80%: -0.5%  |  81%-100%: Base rate  |  101% & Above: +0.5%
No Automatic Payment: +0.25%  | Vehicle Age (7-20 years): +2%  |  Trailhead Rewards: -0.25%
Value is based on sales price of KBB/MSRP for new, whichever is less

Floor Rate is 2.49%

Standard (60 months or less)

4.24% - 16.49%

Extended (61-84 months)

4.74% - 16.99%

Bike Loan

Term

Annual Percentage rate

$350 min, $2500 max loan amount
New purchases

Up to 12 months

8.00% – 18.00%

ATVs, Snowmobiles, Personal Watercraft (New & Used)

Term

Annual Percentage Rate

Up to 100% LTV

Up to 24 months

5.50% – 17.00%

25-36 months

5.75% – 17.25%

37-48 months

6.00% – 17.50%

Apply for a Recreational Vehicle Loan

Complete our 5-minute online loan application.

Call us any time — 24 hours a day

503.220.2592

Visit any of our branches:

Old Town
221 NW 2nd Ave, Ste 100 | Portland, OR 97209

Mississippi
3904 N Mississippi Ave | Portland, OR 97227

Division
3354 SE Division St | Portland, OR 97202

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