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Insurance Services

Get protected. Because hey…you just never know.

Auto, Home, and Renters Insurance

Liberty MutualWe have partnered with Liberty Mutual to bring our members discounted auto, home, and renters insurance through the Affinity Plus® plan. Through Affinity Plus®, you’ll enjoy the following benefits:

  • Exclusive 5%-10% off of your Auto premium, just for being a Trailhead member
  • Exclusive 5% discount on your Home on top of competitive rates
  • Your rates are locked in for a year, so you won’t have any mid-term changes (no matter what your driving history in the year)
  • Discounts for having more than one policy*
  • Local Oregon Agents that you can get immediate service from by phone, email, or even stop by their offices (Beaverton, Portland, Lake Oswego, and Eugene)
  • Convenient payment plans
  • 24-hour emergency roadside assistance with your auto insurance
  • 24-hour claims service

To get a no obligation quote, please contact our Representative, Tricia Tripp.

For more information on Liberty Mutual’s Auto, Home, and Renters insurance, visit their web site.

*Conditions apply


As a Trailhead Credit Union member age 18 or older you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $2,000.00 Credit Union Paid coverage, you can purchase Additional Coverage at group rates.

  • You are pre-authorized for Additional Coverage up to $300,000
  • Your acceptance is guaranteed – No Medical Exams or Health Questions
  • Benefits are paid to your beneficiary if you die from a covered accident

You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Remember, the $2,000.00 coverage is at no cost to you. It’s compliments of Trailhead Credit Union.

Learn more  and enroll.

Mechanical Repair Coverage

Mechanical Breakdown Protection (MBP) helps pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars.

Get more information on available coverage and a quote. Or call a Member Service Officer at 503-220-2592.

GAP Advantage

Most cars depreciate by thousands of dollars as soon as they are purchased. And if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the “gap” between your insurer’s settlement and your loan balance.

GAP Advantage waives the difference between your primary insurance carrier’s settlement and the payoff of your loan, less delinquent payments, late charges, and refundable service warranty contracts and other insurance related charges. Included in this difference is your insurance deductible, up to $1,000.  An additional credit provided is $1,000 toward the purchase of a replacement vehicle if you finance your replacement vehicle at Trailhead.

It also covers Auto Deductible Reimbursement, so if you suffer a loss during the coverage period which is covered by your auto policy, you may be entitled to reimbursement of your deductible. Reimbursement will be equal to the Covered Auto Deductible on the auto policy, up to $500 per loss (limit of two losses per year).

Learn more and see if this coverage is right for you.

Deposit Insurance

Your funds at NRFCU are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a division of the National Credit Union Administration (NCUA), plus an additional $250,000 by Excess Share Insurance, Inc, for a total of $500,000 in coverage. IRA accounts are insured separately up to $500,000.

Use the National Credit Union Administration’s (NCUA) Share Insurance Estimator to calculate how the share insurance rules apply to your  accounts, including what’s insured and what portion (if any) exceeds coverage limits.

Third Party Site Disclaimer

By clicking this link, you are leaving Trailhead Credit Union’s web site and entering a web site hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from Trailheads’s.

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