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Pay Down Debt with a Visa Balance Transfer

Now is a great time to transfer department store and other high-rate credit card balances to a Trailhead Visa Credit Card. You will pay down debt faster because our balance transfer rates are lower with no expiration date, and there is no annual fee and no balance transfer fee.*

Request a Visa Balance Transfer

Current Rates

Visa Credit Card


Purchase and Cash Advance APR

Balance Transfer APR

Variable rate is based on the Prime rate as published in the Wall Street Journal on the first day of the month and subject to change on the first day of the following month. 18% ceiling.

Platinum Credit Card

13.50% – 18.00% Variable

10.50% - 18.00% Variable

Rewards Credit Card

14.50% – 18.00% Variable

11.50% - 18.00% Variable

Secured Credit Card

13.50% Variable

10.50% Variable

*Interest begins to accrue the day you make a balance transfer. View full disclosures