X Trailhead CU App Trailhead CU App
Trailhead CU App Trailhead Credit Union Mobile Banking App
VIEW VIEW
Trailhead Credit Union

Savings

Open a credit union savings account today with Trailhead.

Apply for Share Savings

Watch Your Money Grow

Better rates

As a member of our not-for-profit financial cooperative, you will enjoy better rates at Trailhead, compared to other financial instructions.

Insured up to $250,000

Your funds at Trailhead are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a division of the National Credit Union Administration (NCUA).

Your voice at the Credit Union

Your $5 opening deposit in our Share Savings account establishes your membership and buys you a “share” in the Credit Union.

Maximize Your Savings with the Right Savings Account for You

  • Best if you want:

    Best if you want:

  • Minimum opening balance:

    Minimum opening balance:

  • Tiered rates:

    Tiered rates:

  • Annual Percentage Yield (APY) as high as:

    Annual Percentage Yield (APY) as high as:

  • Access funds with your ATM card:

    Access funds with your ATM card:

Share Savings

  • Best if you want:

    A "share" in the Credit Union; required for membership

  • Minimum opening balance:

    $5

  • Tiered rates:

    No

  • Annual Percentage Yield (APY) as high as:

    0.05

  • Access funds with your ATM card:

    Yes

Kasasa Saver

  • Best if you want:

    A free, high-interest savings account tied to your Kasasa Checking account

  • Minimum opening balance:

    $5

  • Tiered rates:

    Yes

  • Annual Percentage Yield (APY) as high as:

    1.00

  • Access funds with your ATM card:

    No

Money Market Savings

  • Best if you want:

    Higher rates on your higher balances

  • Minimum opening balance:

    $2,500

  • Tiered rates:

    Yes

  • Annual Percentage Yield (APY) as high as:

    1.50

  • Access funds with your ATM card:

    No

Open an account today by calling
503.220.2592

Kasasa Saver

Easy automatic savings fueled by your free Kasasa checking account

Kasasa Saver is a free, high-interest savings account linked to your free Kasasa checking account. The rewards you earn on your Kasasa Cash or Kasasa Cash Back checking account are automatically deposited into your free Kasasa Saver account every month. Your Saver account also piles 1.00% APY* on top of that; so you can sit back, relax and watch your savings grow.

Monthly Qualifications

To easily grow your savings with rewards from Kasasa Cash or Kasasa Cash Back, plus 1.00% APY* from Kasasa Saver, do the following each month:

  • Have at least 10 debit card purchases post and clear
  • Have at least one direct deposit or ACH automatic debit post and clear
  • Receive monthly eStatements

If you miss a month, don’t worry!

There’s no penalty for not qualifying in a given month and the accounts are still free. You can get right back to earning rewards on your free Kasasa checking account and 1.00% APY* on your free Saver account the next month you qualify.

Close up photo of a person with a flower in their hair smiling and looking off to the side.

Trailhead’s community involvement supports PDX life

Learn more about Trailhead's community efforts
$16,200,000 in total support to local economy in 2022

Open a Savings Account

Contact Member Services to open a Share Savings, Kasasa Saver, or Money Market Savings account.

503.220.2592

Visit any of our branches:

Old Town
221 NW 2nd Ave, Ste 100 | Portland, OR 97209

Mississippi
3904 N Mississippi Ave | Portland, OR 97227

Division
3354 SE Division St | Portland, OR 97202

A Single Service Fee of $10 per month applies to accounts that only have a Share Savings account with a balance below $100.

*Kasasa Saver: 

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The Monthly Qualification Cycle goes from the last day of the month to the next to last day of the next month. See our website for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Saver account earn an APY of 1.00% and daily balances over $15,000 earn a dividend rate of 0.25% % on the portion of the daily balance over $15,000 resulting in a range from 0.35% to 1.00% APY depending on the account’s daily balance.

When your linked Kasasa Cash or Kasasa Cash Back qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. A Kasasa Cash or Kasasa Cash Back checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.

APY = Annual Percentage Yield. APYs accurate as of 4/1/2023.

Additional Information: Rates and rewards are variable and may change after account is opened. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. $5 minimum deposit is required to open the account. Limit one account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. Kasasa Saver and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

Third Party Site Disclaimer

By clicking this link, you are leaving Trailhead Credit Union’s web site and entering a web site hosted by another party. We do not operate this site, nor are we responsible for its content. Please review the privacy and security policies of the site you are entering, as they may differ from Trailhead’s.

Cancel Accept