Checking

You see money saved as a chance for fun.
Free checking is a blast!

While many banks are asking you to pay for a checking account, Trailhead not only offers free checking accounts, but also has a checking account that pays you in cash.

Free Checking That Pays You The 3.00%APY* You Deserve (In Cash)

Kasasa Cash is a free checking account that puts 3.00%APY* right in your pocket every month. That’s right! No short-term offers or hidden fees–just you benefiting the most from your money.

Kasasa Cash is perfect for you if you want:

  • Free checking that earns you cash each month
  • No minimum balance to earn rewards
  • Nationwide ATM fee refunds
  • Online banking

To get 3.00%APY* do the following each month:

  • Have at least 10 debit card purchases post and clear
  • Have at least one direct deposit or ACH automatic debit post and clear
  • Receive and review monthly eStatements

If you miss a month, don’t worry!

If there’s a month you don’t meet the qualifications, don’t worry, there’s no penalty and you still have a free checking account that earns a base interest rate of 0.05%APY. Plus, the next month you qualify you’ll be back to earning 3.00%APY and receiving nationwide ATM fee refunds.

If you are already a member, just call us at 503.220.2592 to open your Kasasa account.

Kasasa Saver

Easy automatic savings fueled by your free Kasasa Cash account

Kasasa Saver is a free, high-interest savings account linked to your free Kasasa Cash checking account. So the 3.00%APY* you make on your checking account and ATM fee refunds are automatically deposited into your free Kasasa Saver account every month. But that’s not all. Your Saver account also piles 1.50%APY* on top of that; so you can sit back, relax and watch your savings grow.

Kasasa Saver is perfect for you if you:

  • Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
  • Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save
  • No minimum balance to earn rewards
  • Nationwide ATM fee refunds (automatically deposited into your Saver account)

To easily grow your savings with 3.00%APY* from Kasasa Cash & 1.50%APY* from Kasasa Saver do the following each month:

  • Have at least 10 debit card purchases post and clear
  • Have at least one direct deposit or ACH automatic debit post and clear
  • Receive monthly eStatements

If you miss a month, don’t worry!

There’s no penalty for not qualifying in a given month and the accounts are still free. Plus you’ll still earn a base rate of 0.05%APY* on your checking account. This will be automatically deposited into your Saver account, which will earn a base 0.05%APY*. You can get right back to making 3.00%APY*on your free checking account, 1.50%APY* on your free saver account and enjoying ATM fee refunds the next month you qualify.

If you are already a member, just call us at 503.220.2592 to open your Kasasa account.

*APY=Annual Percentage Yield.

*Kasasa Cash & Kasasa Saver:  APYs accurate as of 12/1/2013. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $5 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 3.00% – 0.53% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and clear Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.50%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $10,000, resulting in 1.50% – 0.38% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Get a free checking account with all the extra services you need.

  • No monthly service fee or minimum balance requirement
  • Free Online Banking, free BillPay, free Mobile Banking
  • Automatic payment loan rate discount eligibility
  • Unlimited free ATM withdrawals*
  • Premium Checking comes with a free Visa Debit Card
  • Value Checking comes with a free ATM Card

*Other financial institutions may charge to use their machines.

Our Checking Account Switch Kit makes it easy to move your checking account to Trailhead.

Call 503.220.2592 or stop by our office to open your account.

Debit Card

Trailhead Debit CardFree with your Kasasa Cash or Premium Checking account, there are three great ways to use your Visa Check Card:

  1. Make purchases anywhere Visa is accepted. The amount will be automatically deducted from your checking account balance.
  2. Make Point of Sale (POS) purchases using your PIN. As an added bonus, you can ask for cash back at no extra charge.
  3. Get cash and access your accounts at ATMs around the world. CO-OP, Moneypass, MAP, and CU24 ATMs are always surcharge-free.

Find a surcharge-free ATM near you.

ATM Card

Trailhead ATM CardFree with your Value Checking or Savings account, your ATM card lets you get cash and access your accounts at thousands of ATMs around the world. CO-OP, Moneypass, MAP, and CU24 ATMs are always surcharge-free.

Find a surcharge-free ATM near you.

If your ATM, Debit Card, or Visa Credit Card is lost or stolen please call 1-866-599-5617 immediately.