Personal & Other Loans

Financing options with endless possibilities. 
It’s good to have choices.

Signature Loan

  • Low fixed rate
  • Terms up to 48 months
  • No collateral required
  • No loan fees

Flexline Personal Line of Credit

  • Low variable rate
  • No application fee or annual fee
  • Easy repayment of $25 per $1000 of the outstanding principal balance

Savings Secured Loans

  • Maintain your savings and borrow what you need
  • No credit check. Great for building credit.
  • Loans are secured by either your Share Savings, Money Market Savings, or Certificate account
  • Rate is 3.5% above the dividend rate currently being paid

Bike Loans

  • Low fixed rates
  • 12-month term
  • Borrow up to $2,500
  • 100% financing of bike plus accessories

Just bring us the itemized receipt of your bike purchase within two weeks of the purchase and we’ll reimburse you with the loan. Or bring an itemized invoice from the bike shop and we’ll make a check out to them.

New & Used Snowmobile, ATV, Personal Watercraft, Horse Trailer

  • Low fixed rates and terms up to 48 months
  • Borrow up to 100% for new; for used, borrow up to 90% of NADA retail or other valuation

Stock Secured Loans

  • Borrow up to 100% of the market value of NW Natural stock or up to 80% of the market value of B+ or better stock (Standard & Poor’s rating)

EZ Loan

  • Low-cost alternative to payday loans and costly overdraft fees
  • One-time $20 application fee
  • Repayment is only $25 per month
  • Annual Percentage Rate is fixed at 18%
  • Membership must be open for at least 90 days to qualify and direct deposit with automatic payment is required

We offer several different options to get started: