Business Savings

Boost your bottom line

Grow your savings and your business.

Strong, secure, and simple investment tools for local small businesses

Benefits of Business Savings Accounts

Enjoy all the benefits of your business membership, including convenient banking services.

X

No monthly fees

 

 

Safe

Insured up to $250,000

 

 

Plant Grow

Competitive Rates

Computer

Free Digital Banking and BillPay

Compare Business Savings Accounts

  • Best if you want:

    Best if you want:

  • Minimum opening balance:

    Minimum opening balance:

  • Annual Percentage Yield
    (APY) as high as:

    Annual Percentage Yield
    (APY) as high as:

  • Access funds with your Visa Debit Card:

    Access funds with your Visa Debit Card:

  • Monthly maintenance fee:

    Monthly maintenance fee:

  • Business Bundle or Nonprofit Checking rate bump of 0.25%

    Business Bundle or Nonprofit Checking rate bump of 0.25%

Business Savings

  • Best if you want:

    Membership in the credit union; this account is your "share."

  • Minimum opening balance:

    $5

  • Annual Percentage Yield
    (APY) as high as:

    0.10%

  • Access funds with your Visa Debit Card:

  • Monthly maintenance fee:

  • Business Bundle or Nonprofit Checking rate bump of 0.25%

Business Money Market Accounts

  • Best if you want:

    Higher, variable interest rates with limited withdrawal rights.

  • Minimum opening balance:

    $2,500

  • Annual Percentage Yield
    (APY) as high as:

    1.50%

  • Access funds with your Visa Debit Card:

  • Monthly maintenance fee:

  • Business Bundle or Nonprofit Checking rate bump of 0.25%

Business Certificate of Deposit

  • Best if you want:

    Higher, fixed interest rates with no withdrawals for set periods of time.

  • Minimum opening balance:

    $500

  • Annual Percentage Yield
    (APY) as high as:

    4.00%

  • Access funds with your Visa Debit Card:

  • Monthly maintenance fee:

  • Business Bundle or Nonprofit Checking rate bump of 0.25%

Current Rates

Business Savings & Checking Account Rates

Business Savings & Checking

Dividend Rate

APY*

Min Opening Balance

Min Daily Balance

Min Balance to Avoid Fee

Monthly Fee if Below Minimum

*Annual Percentage Yield
**The minimum balance required to earn interest

Dividend Compounded and Credited on a monthly basis. Dividend period is monthly.

Truth in Savings Disclosures

Business Savings

.10

0.10

$5

$5**

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---

Business Money Market
$2,500 – $9,999.99
$10,000 – $49,999.99
$50,000 – $99,999.99
$100,000 – $249,999.99
$250,000 +


0.25
0.50
1.00
1.24
1.49


0.25
0.50
1.00
1.25
1.50

 

 

 

$2,500

 

 

 

$2,500**

 

 

 

---

 

 

 

---

Business Checking

1.00%

1.00%

$25

---

$500 Average Daily Balance

$5

Nonprofit Checking

1.00%

1.00%

$25

---

NA

$0

Business Certificate Accounts

Certificate Accounts

Balance

Dividend Rate

APY*

Min Opening Balance

Dividend Compounded and Credited

*Annual Percentage Yield
Truth in Savings Disclosures

6 Month Certificate

$500 - $74,999.99

3.45

3.50

$500

Monthly

$75,000 +

3.93

4.00

$500

Monthly

12 Month Certificate

$500 - $74,999.99

2.96

3.00

$500

Monthly

$75,000 +

3.45

3.50

$500

Monthly

18 Month Certificate

$500 - $74,999.99

3.35

3.40

$500

Monthly

$75,000 +

3.59

3.65

$500

Monthly

24 Month Certificate

$500 - $74,999.99

3.54

3.60

$500

Monthly

$75,000 +

3.78

3.85

$500

Monthly

36 Month Certificate

$500 - $74,999.99

3.15

3.20

$500

Monthly

$75,000 +

3.40

3.45

$500

Monthly

48 Month Certificate

$500 - $74,999.99

3.06

3.10

$500

Monthly

$75,000 +

3.30

3.35

$500

Monthly

60 Month Certificate

$500 - $74,999.99

2.96

3.00

$500

Monthly

$75,000 +

3.20

3.25

$500

Monthly

Business Bundle

Receive a 0.25% rate bump on your Business Certificate Accounts when you have a Business Checking account and Business Credit Card.

Purchasing Power

Simplify bookkeeping, delegate purchasing, and keep business expenses organized.

Explore Business Credit Cards

Checking for your business

Help your small business prosper with the right financial tools and local personalized service.

Explore Business Checking

Call to Open an Account

Gather the information listed on the Join as a Business page and give us a call!

Join as a Business503.220.2592