Start saving for a rainy day
Earn a high rate of return over a longer period of time and watch your savings grow.
Regular Certificate Accounts
Choose your term from 6 to 60 months
Stretch your returns with a regular Certificate Account. You’ll earn higher dividends than with a regular savings account and your rate will be locked in for the term of the Certificate. Interest is compounded monthly and accounts can be easily rolled over once they reach maturity.
Add-On 12-Month Certificates
These special Certificate Accounts allow you to make additional deposits as often as you like while your savings grows.
Holiday Club Certificate Account
Open with as little as $5 and save for the holidays with this high-yield certificate that matures on November 1.
Tax Saver Certificate Account
Plan ahead for tax season with this high-yield certificate that matures on November 1.
Money Builder Certificate Account
Save money automatically each month with this 1-year certificate. Each month, your funds will be transferred through payroll deduction or automatic transfer.
Easy Saver Certificate Account
For our savers under the age of 20, this 1-year certificate requires only a $10 minimum opening deposit and allows additional deposits all year long.
Current Rates
Certificate Accounts | Balance | Dividend Rate | Annual Percentage Yield | Min Opening Balance | Dividend Compounded and Credited |
|---|---|---|---|---|---|
6 Month Certificate | $500 – $74,999.99 | 3.45 | 3.50 | $500
| Monthly |
$75,000+ | 3.93 | 4.00 | $500 | Monthly | |
12 Month Certificate | $500 – $74,999.99 | 2.96 | 3.00 | $500 | Monthly |
$75,000+ | 3.45 | 3.50 | $500 | Monthly | |
18 Month Certificate | $500 – $74,999.99 | 3.35 | 3.40 | $500 | Monthly |
$75,000+ | 3.59 | 3.65 | $500 | Monthly | |
24 Month Certificate | $500 – $74,999.99 | 3.54 | 3.60 | $500 | Monthly |
$75,000+ | 3.78 | 3.85 | $500 | Monthly | |
36 Month Certificate | $500 – $74,999.99 | 3.15 | 3.20 | $500 | Monthly |
$75,000+ | 3.40 | 3.45 | $500 | Monthly | |
48 Month Certificate | $500 – $74,999.99 | 3.06 | 3.10 | $500 | Monthly |
$75,000+ | 3.30 | 3.35 | $500 | Monthly | |
60 Month Certificate | $500 – $74,999.99 | 2.96 | 3.00 | $500 | Monthly |
$75,000+ | 3.20 | 3.25 | $500 | Monthly | |
Add-On Certificates | Dividend Rate | Annual Percentage Yield | Min Opening Balance | Dividend Compounded and Credited |
|---|---|---|---|---|
Holiday Club Certificate | 1.00 | 1.00 | $10.00 | Monthly |
Tax Saver Certificate | 1.00 | 1.00 | $10.00 | Monthly |
Money Builder Certificate | 2.96 | 3.00 | $10.00 | Monthly |
Easy Saver Certificate | 2.96 | 3.00 | $10.00 | Monthly |
Take a Closer Look
His Future Starts Now
Earn 3% APY* on an Easy Saver Add-On Certificate Account, designed for young savers under 20 years old.
Learn More
Open a Certificate Account
Use digital banking to “add an account” or contact Member Services.
Visit any of our branches:
Old Town: 221 NW 2nd Ave, Ste 100
Mississippi: 3904 N Mississippi Ave
Division: 3354 SE Division St