Your future self will thank you
Whatever your savings goals, we can help you get there.
Watch Your Money Grow
Better rates
As a member of our not-for-profit financial cooperative, you will enjoy better rates at Trailhead, compared to other financial instructions.
Insured up to $250,000
Your funds at Trailhead are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a division of the National Credit Union Administration (NCUA).
Your voice at the Credit Union
Your $5 opening deposit in our Share Savings account establishes your membership and buys you a “share” in the Credit Union.
Compare Savings Options
Best if you want:
Best if you want:
Minimum opening balance:
Minimum opening balance:
Tiered rates:
Tiered rates:
Annual Percentage Yield (APY) as high as:
Annual Percentage Yield (APY) as high as:
Access funds with your ATM card:
Access funds with your ATM card:
Share Savings
Best if you want:
A "share" in the Credit Union; required for membership
Minimum opening balance:
$5
Tiered rates:
No
Annual Percentage Yield (APY) as high as:
0.05 %
Access funds with your ATM card:
Yes
503.220.2592
Kasasa Saver
Best if you want:
A free, high-interest savings account tied to your Kasasa Checking account
Minimum opening balance:
$5
Tiered rates:
Yes
Annual Percentage Yield (APY) as high as:
5.00 %
Access funds with your ATM card:
No
503.220.2592
Money Market Savings
Best if you want:
Higher rates on your higher balances
Minimum opening balance:
$2,500
Tiered rates:
Yes
Annual Percentage Yield (APY) as high as:
1.50 %
Access funds with your ATM card:
No
503.220.2592
Kasasa Saver
Easy automatic savings fueled by your free Kasasa checking account
Kasasa Saver is a free, high-interest savings account linked to your free Kasasa checking account. The rewards you earn on your Kasasa Cash or Kasasa Cash Back checking account are automatically deposited into your free Kasasa Saver account every month. Your Saver account also piles 5.00% APY* on top of that; so you can sit back, relax, and watch your savings grow.
Monthly Qualifications
To easily grow your savings with rewards from Kasasa Cash or Kasasa Cash Back, plus 5.00% APY* from Kasasa Saver, do the following each month:
- Have at least 10 debit card purchases post and clear
- Have at least one direct deposit or ACH automatic debit post and clear
- Receive monthly eStatements
If you miss a month, don’t worry!
There’s no penalty for not qualifying in a given month and the accounts are still free. You can get right back to earning rewards on your free Kasasa checking account and 5.00% APY* on your free Saver account the next month you qualify.
More to Explore
Max return. minimum risk.
Earn a high rate of return over a longer period of time.
Explore Certificate AccountsOpen a Savings Account
Contact Member Services to open a Share Savings, Kasasa Saver, or Money Market Savings account.
Visit any of our branches:
Old Town: 221 NW 2nd Ave, Ste 100
Mississippi: 3904 N Mississippi Ave
Division: 3354 SE Division St
Disclosures
A Single Service Fee of $10 per month applies to accounts that only have a Share Savings account with a balance below $100.
*Kasasa Saver:
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The Monthly Qualification Cycle goes from the last day of the month to the next to last day of the next month. See our website for specific Monthly Qualification Cycle dates.
Reward Information: When your linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Saver account earn an APY of 5.00% and daily balances over $15,000 earn a dividend rate of 0.25% % on the portion of the daily balance over $15,000 resulting in a range from 0.87% to 5.00% APY depending on the account’s daily balance.
When your linked Kasasa Cash or Kasasa Cash Back qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. A Kasasa Cash or Kasasa Cash Back checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
APY = Annual Percentage Yield. APYs accurate as of 11/1/2023.
Additional Information: Rates and rewards are variable and may change after account is opened. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. $5 minimum deposit is required to open the account. Limit one account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. Kasasa Saver and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.