News & Financial Education

What's Happening at Trailhead

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How To Switch From a Bank to a Credit Union

If you have ever wondered how to switch from a bank to a credit union, you are not alone. Many Portlanders are rethinking where they keep their money, especially as people look for institutions that feel more personal, more transparent, and more aligned with their community. Switching your checking account or moving your accounts to a credit union might feel … Read On »

couple exchanging Christmas gifts

Holiday Skip-Pay

Skip-A-Payment for the Holiday Season Need some extra cash around the holidays to pay for shopping, travel, or unexpected bills? You may be eligible to take a financial holiday by skipping your December 2025 loan payment(s).* How it works: Login to Digital Banking and click on “Skip a payment” on the left-hand menu. You will see a list of loans … Read On »

Portland Frog standing in front of Portland, Oregon sign.

The Trailhead Spirit: Rooted in Portland, Owned by You

A simple idea defines the heart of Trailhead Credit Union: Member-owned. Not billionaire-controlled. It’s more than just a statement; it’s the structural foundation that shapes every decision we make. It connects us directly to the unique, independent spirit of our city and ensures that our financial focus remains exactly where it should be: on you, our member and co-owner. The … Read On »

3rd and Burnside in historic Portland

Forging Our Path for 90 Years

Thank You for Being Part of the Journey This October, we at Trailhead Credit Union are celebrating a monumental milestone: 90 years of serving our members and our community. It’s a moment that fills us with immense pride and gratitude, and it’s a celebration that’s not just about us—it’s about you. Our story began in 1935. In a time of … Read On »

purchase a tap credit card

Tap, Pay, and Go

Your New Contactless Debit and Credit Cards are Here! Trailhead is excited to announce the launch of our new tap-to-pay debit and credit cards! We are committed to providing you with the most convenient and secure ways to manage your money, and these new contactless tap cards deliver just that. Say goodbye to swiping and inserting—now you can simply tap … Read On »

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Fall Budgeting Tips for Portland College Students

Summary: Living and studying in Portland can get expensive, but with smart planning, you can keep your finances balanced while enjoying all the city has to offer. Track your spending, use local student discounts, rely on public transportation, and tap into Trailhead Credit Union’s tools and community resources to make your money go further this semester.   Whether you’re new … Read On »

woman opening door to white room

Unexpected Ways Portland Homeowners Can Use a Home Equity Loan

Summary: A home equity loan isn’t just for home upgrades. Portland homeowners can also use it to consolidate high-interest debt, fund education, build an ADU, start a business, or invest in sustainability upgrades. With fixed rates and flexible terms, Trailhead Credit Union makes it easy to tap into your home’s value to reach new goals.   If you’re a homeowner … Read On »

driver looking over her shoulder

Hit the Road. Skip the Payment.

Auto Loans with No Payments for 90 Days Don’t let a car payment slow you down. With a Trailhead auto loan, you can defer payments for 90 days** and hit the road sooner. Whether you’re buying a new or used vehicle or refinancing a high-rate loan from another lender, our rates are as low as 5.99% APR.* Enjoy great benefits … Read On »

woman unpacking in her new home

Portland Renters: How to Save for a Home While Paying High Rent

Living in Portland means access to lush parks, a thriving food scene, and walkable neighborhoods, but it also means navigating some of the highest rents in the Pacific Northwest. For many renters, saving for a house while renting can feel like an impossible dream. The good news? It’s possible to start building a down payment, even while renting. With the … Read On »