Between fluctuating gas prices, routine maintenance, and monthly insurance, keeping up with car expenses can add up quickly. Fortunately, your monthly auto payment is one expense you might actually have control over. Refinancing an auto loan simply means replacing your existing loan with a new one that offers a better interest rate, lower monthly payments, or a repayment timeline that … Read On
Auto Loans with No Payments for 90 Days Don’t let a car payment slow you down. With a Trailhead auto loan, you can defer payments for 90 days** and hit the road sooner. Whether you’re buying a new or used vehicle or refinancing a high-rate loan from another lender, our rates are as low as 4.99% APR.* Enjoy great benefits … Read On
Buying your first home in Portland doesn’t have to feel impossible. While the 2026 market remains competitive, increased inventory and cooling appreciation rates have created a more balanced environment for new buyers. This guide breaks down Portland housing market trends, the real costs of homeownership in Oregon, and the specific assistance programs available to help you secure your first set … Read On
Article Summary Community banking in Portland keeps dollars circulating locally, fueling neighborhoods, small businesses, and household stability. Credit unions create local economic impact through affordable lending, member‑focused services, and deep community reinvestment. Portlanders trust credit unions because they put people first — offering real help, second chances, and financial tools rooted in cooperation rather than corporate profit. What does community … Read On
In partnership with MFS CASH Oregon Tax season is here, and Trailhead Credit Union is proud to partner with MFS CASH Oregon to provide free, high-quality tax preparation services for our community. As part of our commitment to your financial well-being, our Old Town branch will serve as an official tax prep site this season. Whether you need help navigating … Read On
Quick Summary Explore the most commonly overlooked Oregon and federal tax deductions that can increase your refund. Learn how education, childcare, energy, retirement, and renter‑focused credits work for Portlanders. Get Oregon‑specific filing tips plus discounted access to popular tax‑prep tools for Trailhead members. Which Tax Credits Might Apply to You This Year? Here’s the truth: Most people don’t get a … Read On
Peace of Mind, Simplicity, and Full Protection The peace of mind that comes with federally insured deposits is non-negotiable, especially for those managing significant funds. Following the banking turbulence of 2023, the question of deposit safety became a priority for individuals, businesses, and nonprofits alike. At Trailhead Credit Union, we have always been committed to the security and success of … Read On
We’re excited to bring members a faster, more flexible way to receive money. With FedNow® Receive, funds sent to your account arrive in seconds, any time of day — even on weekends and holidays. FedNow is the Federal Reserve’s new instant payment network, designed to move money safely and reliably 24/7/365. That means no more waiting for transfers to clear, … Read On
How to Elevate Your Savings and Illuminate Your Future The calendar has flipped, and with it comes the undeniable energy of a fresh start. We all have big goals for the year ahead—maybe it’s saving for a down payment on a house, building a solid financial foundation, or finally securing that dream retirement. Whatever your ambition, the path to your … Read On
Apply now for the Trailhead College Scholarship. The Trailhead Credit Union Scholarship program is now open for applications through April 15, 2026. Each year, we award a $1,000 scholarship to a primary member who is working toward a degree at any accredited 2- or 4-year college or university. Learn more and apply: Discover other ways to finance education on … Read On
