Keep your business moving forward
Trailhead business checking accounts are designed to help your Portland small business or nonprofit prosper with the right financial tools and the local personalized service we are known for.
Benefits of Business Checking Accounts
Enjoy all the benefits of your business membership, including convenient banking services.
Merchant Services
Mobile Payment Solutions
Notary Public Services
Check Processing Services
Corporate Checks
Compare Business Checking Options
Best for:
Best for:
Minimum opening balance:
Minimum opening balance:
Monthly maintenance fee:
Monthly maintenance fee:
Transaction fees:
Transaction fees:
Annual Percentage Yield (APY)
Annual Percentage Yield (APY)
0.25% rate bump on Certificate Accounts
0.25% rate bump on Certificate Accounts
Business Checking
Best for:
Simpler business banking and earning a great rate on your entire checking balance.
Minimum opening balance:
$25
Monthly maintenance fee:
$5
waived with $500 Average Daily BalanceTransaction fees:
Annual Percentage Yield (APY)
1.00%
0.25% rate bump on Certificate Accounts
with Business Credit Card bundle
Nonprofit Checking
Best for:
Nonprofit businesses to save on extra expenses and earn a great rate of return.
Minimum opening balance:
$25
Monthly maintenance fee:
Transaction fees:
Annual Percentage Yield (APY)
1.00%
0.25% rate bump on Certificate Accounts
Business Bundle
When you have a Business Checking account and a Business Credit Card with Trailhead, you will receive a 0.25% rate bump on your Business Certificate Accounts. Nonprofit organizations with a checking account are eligible for the Business Certificate Account rate bump without the bundle. It’s one way we reward our Portland business members.
Purchasing Power
Simplify bookkeeping, delegate purchasing, and keep business expenses organized.
Explore Business Credit Cards
Boost your bottom line
Lock in a high rate and guarantee a return with easy rollovers at maturity.
Explore Business CertificatesWhy Trailhead?
Rooted in Portland, Focused on Your Business
We offer local, personalized service and financial solutions designed specifically to help your Portland small business or nonprofit prosper right here in the community.
Invested in Our Local Community
As a not-for-profit financial cooperative, our mission is to enrich the communities we serve. Our decisions, investments, and resources are made right here for the benefit of Portland.
Profits Return to Members, Not Shareholders
Instead of maximizing profit for distant stockholders, any surplus revenue is returned to our members (including your business) through better rates, lower loan costs, and reduced fees.
Call to Open an Account
Gather the information listed on the Join as a Business page and give us a call!
Frequently Asked Questions
Trailhead Credit Union serves businesses and individuals within the local community. To be eligible, your business or nonprofit must be located or operated by a member who lives, works, worships, or attends school in Multnomah County, Oregon.
The necessary documents depend on your business structure (e.g., LLC, Corporation, Sole Proprietorship, Nonprofit). In general, you will need:
- Completed Business Membership & Account Card
- Employer Identification Number (EIN)
- Governing Documents (e.g., Articles of Incorporation/Organization, Partnership Agreement, Corporate Resolution)
- Two forms of government-issued ID for all authorized signers (Driver’s License or State ID, and Social Security Card).
No, there are not any per transaction fees. Please see our Business Fee Schedule for a full list of account related fees.
- Business Checking: Best for growing businesses and sole proprietorships. It has a low monthly fee that is easily waived, and you receive the 0.25% Certificate Account rate bump when you bundle it with a Trailhead Business Credit Card.
- Nonprofit Checking: Designed specifically for nonprofits to maximize savings. It features no monthly maintenance fee, and the 0.25% Certificate Account rate bump is automatically included without needing the Business Credit Card bundle.