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Recreational Loans

Motorcycle, RV, boat & bike loans

Choose your own adventure

Make the most of the Pacific Northwest with fixed rate loan.

Boat & RV Loans

Get outside and explore the infinite beauty of the Pacific Northwest in your new boat or RV.  We offer boat, camper trailer, and RV loans with the same low fixed rates for both new and used. Terms are flexible and up to 180 months, making payments easy to afford. Another bonus: there are no loan fees or application fees.

Motorcycle Loans

Own the motorcycle of your dreams with our flexible financing options. We offer motorcycle loans with terms up to 84 months and low fixed rates for both new and used bikes. Apply now and hit the open road in style.

Bike Loans

Portland is proud to be a pro-cycle city. We offer 100% financing of your bike, locks, lights, mounts, and any other accessories you need for a smooth, safe ride. Borrow up to $2,500 with low fixed rates and a 12-month term

Just bring us the itemized receipt of your bike purchase within two weeks of the purchase and we’ll reimburse you with the loan. Or bring an itemized invoice and we’ll make a check out directly to the bike shop.

Snowmobile, ATV, Personal Watercraft

Whether it’s a snowmobile, ATV, personal watercraft, or horse trailer, you can borrow against your other collateral to enjoy low fixed rates and terms up to 48 months. Borrow up to 100% for new; for used, borrow up to 90% of NADA retail or other valuation.

Current Rates

Boats, RVs & Travel Trailers (New & Used)

Term

Annual Percentage Rate

Maximum loan amounts per term: up to 84 months is $5,000 – $9,999,99; 85-120 months is $10,000-$19,999.99; 121-180 months is $20,000+

Rate Adjustments
Loan to Value: Below 80%: -0.5%  |  81%-100%: Base rate  |  101%-105%: +0.5%
No Automatic Payment: +0.25%  | Vehicle Age (10-20 years): +2%  |  Trailhead Rewards: -0.25%
Value is based on sales price of KBB/MSRP for new, whichever is less

Floor Rate is 2.49%

84 months or less

8.49% - 10.74%

85-120 months

8.74% – 14.24%

121-180 months

9.49% – 16.24%

Motorcycles (New & Used)

Term

Annual Percentage Rate

Loan amounts per term: Up to 60 months is $5,000-$9,999.99; 61-84 months is $10,000+

Rate Adjustments
Loan to Value: Below 80%: -0.5%  |  81%-100%: Base rate  |  101% & Above: +0.5%
No Automatic Payment: +0.25%  | Vehicle Age (7-20 years): +2%  |  Trailhead Rewards: -0.25%
Value is based on sales price of KBB/MSRP for new, whichever is less

Floor Rate is 2.49%

Standard (60 months or less)

8.24% - 18.00%

Extended (61-84 months)

8.74% - 18.00%

Bike Loan

Term

Annual Percentage rate

$350 min, $2500 max loan amount
New purchases

Up to 12 months

11.50% – 18.00%

ATVs, Snowmobiles, Personal Watercraft (New & Used)

Term

Annual Percentage Rate

Up to 100% LTV

Up to 24 months

9.00% – 18.00%

25-36 months

9.25% – 18.00%

37-48 months

9.50% – 18.00%

Apply for a Recreational Vehicle Loan

Get in touch

Call: 503-220-2592

Email: info@trailheadcu.org

Send a secure message through Digital Banking.

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Come on in!

Visit any of our branches:

Old Town: 221 NW 2nd Ave, Ste 100

Mississippi: 3904 N Mississippi Ave

Division: 3354 SE Division St