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Free Kasasa Saver® Account

Link your Kasasa Cash® or Kasasa Cash Back®checking to this free savings account to collect , and grow, your earned Kasasa® rewards!

Enroll Today

Make Saving Effortless

Local banking deserves rewards. Kasasa makes it easy!

Link Kasasa Saver to your Kasasa Cash or Kasasa Cash Back account to have your earned checking rewards automatically sent to this free, dividend-earning savings account every month. We make maximizing your Kasasa rewards a breeze.

Kasasa Saver offers:

  • Free account that builds your savings effortlessly
  • Links to our free Kasasa Cash or Kasasa Cash Back checking account
  • Automatic transfers of Kasasa checking rewards
  • 5.00% APY* on balances up to $15,000
  • 0.25% APY* on balances over $15,000
  • 0.05% APY* if qualifications are not met in Kasasa checking
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • $5 minimum deposit to open

How to Qualify

Qualifying for your Kasasa checking rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa checking account during each Monthly Qualification Cycle.

  • At least 10 debit card purchases
  • At least 1 direct deposit, ACH credit, or ACH payment transaction[s]
  • Be enrolled in and agree to review e-Statements

Note: First cycle automatically qualifies

Even if you don’t meet your qualifications during the cycle, your Kasasa accounts are still free. You can get right back to earning rewards on your free Kasasa checking account and 5.00% APY* on your free Saver account the next month you qualify.

Enroll Today

Become a member and ask for Kasasa checking with Saver.

Join online or stop by any branch.

Join Onine

Frequently Asked Questions

The Monthly Qualification Cycle goes from the last day of the month to the next to last day of the next month. Monthly Qualification Cycle dates are not the same as our Statement Cycle dates.

Cycle Begins Cycle Ends
December 31 January 30
January 31 February 27  (February 28 during leap year)
February 28 (February 29 during leap year) March 30
March 31 April 29
April 30 May 30
May 31 June 29
June 30 July 30
July 31 August 30
August 31 September 29
September 30 October 30
October 31 November 29
November 30 December 30

To qualify for your account’s rewards, all of your account’s qualifying transactions must post and settle to your Kasasa Cash or Kasasa Cash Back account within the Monthly Qualification Cycle dates stated above. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning your account’s rewards. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for your account’s rewards.

Your Regular Share Savings account establishes your membership and buys you a “share” in the Credit Union. All members must have a Regular Share Saving account.

Kasasa Saver is a free, high-interest savings account linked to your free Kasasa Cash checking account. The rewards you earn on your Kasasa Checking account are automatically deposited into your Kasasa Saver account every month.

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Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The Monthly Qualification Cycle goes from the last day of the month to the next to last day of the next month. See our website for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Saver account earn an APY of 5.00% and daily balances over $15,000 earn a dividend rate of 0.25% % on the portion of the daily balance over $15,000 resulting in a range from 0.87% to 5.00% APY depending on the account’s daily balance.

When your linked Kasasa Cash or Kasasa Cash Back qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle. A Kasasa Cash checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.

APY = Annual Percentage Yield. APYs accurate as of 11/1/2023.

Additional Information: Rates and rewards are variable and may change after account is opened. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. $5 minimum deposit is required to open the account. Limit one account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. Kasasa Saver and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

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