Holiday closures: Monday, December 24 after 2:00 PM; Tuesday, December 25; Tuesday, January 1

Kasasa Checking: ATM Fee Refunds

If you meet the requirements, you will receive the refund on the last day of the month.  (ATM fees that are charged on the last day of the month will be refunded on the last day of the next month.)

Any ATM surcharge fee will be reversed.  International transaction fees that may be charged will not be reversed. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher

The only thing you have to do is meet the requirements. You will automatically receive the refund at the end of the month for any ATM fee under $5.00. If the ATM fee is $5.00 or more, please present the receipt for reimbursement.

Kasasa Checking: Account Limits

There are no limits on the amount of money you can keep in the Kasasa Cash checking account. The higher dividend rate only applies to the first $10,000.

No, there is no minimum balance requirement to receive your rewards.

$25 is the minimum opening balance for the Kasasa checking account.

Kasasa Checking: ACH/Direct Deposit Transactions

No, but it’s the easiest and most convenient way to deposit regularly to your account; and you’ll start earning high interest faster.

Yes. Bills paid through our Online BillPay system are considered ACH transactions.

Any automatic deposits or withdrawals that are run through the ACH system qualify. Examples include monthly payments pulled by your mortgage company, insurance company, utility company, or deposits from any external source.

No. It must be a direct deposit or withdrawal through the Automated Clearing House.

Kasasa Checking: Debit Card Transactions

No, ATM transactions do not count toward the requirements. Only point of purchase transactions count (pin entered or signature based).

As long as you use your debit card, it doesn’t matter if you use it with your PIN, or as if it were a credit card transaction.

No, only transactions performed during the qualification period will count towards the requirements for that statement cycle.

Kasasa Checking: eStatemenst

  1. Log into Online Banking. (If you don’t have an Online Banking username and password, call 503.220.2592 to get set up.)
  2. Click on “eStatements” in the left column menu options.
  3. Read and accept the Enrollment and Agreement and provide your email address so that we can send you an email notice when your statement is ready each month.

Kasasa Checking: Rewards & Requirements

There is no service charge.

Higher dividend rate on the balance in the account (see current rates) and ATM surcharge fees reversed.

  • Have at least 10 debit card purchases post and clear
  • Have at least one direct deposit or ACH automatic debit post and clear
  • Receive eStatements

The qualification period goes from the last day of the month to the next to last day of the next month.

Cycle Begins Cycle Ends
December 31 January 30
January 31 February 27  (February 28 during leap year)
February 28 (February 29 during leap year) March 30
March 31 April 29
April 30 May 30
May 31 June 29
June 30 July 30
July 31 August 30
August 31 September 29
September 30 October 30
October 31 November 29
November 30 December 30


  • A lower dividend rate is paid
  • ATM surcharge fees are not reimbursed

Yes — this is a variable rate and can change at any time. This is true for all of our checking accounts.

No — All members with this account receive the same dividend reward as long as the requirements are met.

Rewards are paid on the last day of the month.

You will receive a monthly email notifying you whether you qualified for the rewards or not.

Yes, you can start over next month and work towards meeting the requirements.

ATM refunds and dividend payments can not be forced paid. You will still earn the lower dividend rate. Don’t worry though, you can start over next month and work towards meeting the requirements.

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