What types of checks cannot be deposited?

Unacceptable deposits include:

• Any item that is stamped with a “non-negotiable” watermark
• Any item that contains evidence of alteration to the information on the check
• Any item issued by a financial institution in a foreign country
• Any item that is incomplete
• Any item that is “stale-dated” or “post dated” (typically 6 months unless otherwise indicated)
• Savings Bonds
• Any third party check, item made payable to someone other than yourself or other authorized signers on the account
• Any item with a restrictive endorsement