More Green. Less Gas.
Save on fuel. Save on your loan. Keep more money in your wallet.
If you’ve filled up your gas tank lately, you’ve probably felt a little sticker shock. With fuel prices climbing, many Oregon drivers are looking for ways to reduce their monthly transportation costs without sacrificing convenience. One option continues to stand out: making the switch to a hybrid or electric vehicle.
Not only can a hybrid or EV help you spend less at the pump, but right now Trailhead is making the transition even more affordable with our limited-time Green Auto Loan Special.
Why More Drivers Are Going Green
When most people think about hybrid and electric vehicles, they think about helping the environment. That’s certainly a benefit, but for many drivers, the biggest advantage is much simpler: saving money.
Every mile you drive on electricity is a mile you’re not paying for gasoline. And with today’s fuel prices, those savings can add up quickly.
How Much Could You Save on Gas?
Let’s start with a typical driver who travels 15,000 miles per year in a vehicle averaging 25 MPG. At $5.00 per gallon, that driver would spend approximately $3,000 per year on fuel.
Switch to a Hybrid
A hybrid averaging 50 MPG would cut fuel consumption in half. Estimated annual fuel cost would be approximately $1,500.
- Estimated annual savings: $1,500
- That’s about $125 per month back in your pocket.
Switch to an Electric Vehicle
A typical EV driver may spend approximately $750 to $1,000 per year on electricity, depending on utility rates and driving habits. Compare that to $3,000 per year on gas.
- Estimated annual savings: $2,000 to $2,250
- That’s about $165 to $190 per month back in your budget.
And those estimates don’t include potentially lower maintenance costs, such as fewer oil changes and less routine engine service.
Note: Actual savings will vary based on mileage, fuel prices, electricity rates, vehicle efficiency, and driving habits.
Bigger Savings for Oregon Drivers
There’s even more good news. The recently reopened Oregon Clean Vehicle Rebate Program may provide rebates for eligible electric vehicle purchases and leases. According to the program, eligible Oregon drivers may qualify for rebates of up to $2,000 on qualifying new electric vehicles, with larger incentives available for some income-qualified households. Vehicles purchased or leased between August 25, 2026 and November 4, 2026 may be eligible, subject to available funding.
Learn more at the Oregon Clean Vehicle Rebate Program.
When combined with fuel savings and affordable financing, that rebate can make a hybrid or EV more attainable than many drivers realize.
Trailhead’s Green Auto Loan Special
Ready to spend less at the pump?
For a limited time, Trailhead is offering:
- 0.50% APR discount on qualifying hybrid and electric vehicles¹
- Rates as low as 3.99% APR¹
- No payments for 90 days²
Whether you’re purchasing a new electric vehicle, shopping for a used hybrid, or making your first step toward lower fuel costs, our team can help you find financing that fits your budget.
More Green. Less Gas.
Fuel prices may be up, but your transportation costs don’t have to be. A hybrid or EV can help you spend less every month, and with Trailhead’s Green Vehicle Loan Special, you’ll save on financing too.
It’s a smarter ride for your wallet and a cleaner ride for the road ahead.
Apply today online, visit any Trailhead branch, or call 503.220.2592.
Frequently Asked Questions
Do hybrid cars save money on gas?
Yes. Hybrids use less gas than comparable gas-powered vehicles, which can translate into big gas savings, especially if you put on more miles or do a lot of city driving.
How much can you save on gas with an electric vehicle?
A typical EV driver may spend $750–$1,000 a year on electricity, compared with about $3,000 on gas, saving an estimated $2,000–$2,250 annually.
Are there incentives for buying an electric vehicle in Oregen?
Yes. Oregon’s Clean Vehicle Rebate Program offers rebates of up to $2,000 for eligible new EVs, with income-qualified households potentially eligible for up to $7,500. Vehicles must be purchased or leased August 25 through November 4, 2026, while funding is available. Learn more at the Oregon Clean Vehicle Rebate Program.
Can I get a credit union loan for a hybrid or electric vehicle?
Absolutely! Trailhead offers special discounted financing for new or used hybrid and elective vehicles. Apply online, visit any Trailhead branch, or call 503.220.2592.
1 0.50% APR discount available on hybrid and electric vehicle loans. Annual Percentage Rate current as of 9/15/26 and subject to change. Actual rate may vary based on credit history, loan to value, and term. Rate assumes 80% LTV and automatic payment from a Trailhead checking account. All loans subject to credit approval and complete terms of loan disclosures.
2 Deferring payments for 90 days extends the term of the loan and interest will continue to accrue. Offer valid through 12/31/26.