We will be closed Monday, September 7 for Labor Day.

Real Estate Loans

The freedom to make it yours. Welcome home.

Whether you’re looking buy a new loft, refinance your existing craftsman, or use the equity in your bungalow for other purchases, Trailhead has money-saving options for the biggest investment you’ll ever make.

When you tap into the value of your home, you open a world of purchasing possibilities, from home improvements, vehicle purchases, college, debt consolidation, or even a dream vacation. At Trailhead, we have a variety of home equity loan options so you may get the loan to best meet your needs. Plus, the interest you pay may be tax deductible (consult your tax advisor).

Home Equity Loans

Use the equity in your home to get whatever you need today.

  • Low fixed rates
  • Terms up to 180 months
  • Up to 100% loan to value
  • No loan origination fee or annual fees
  • Interest may be tax deductible*

Home Equity Line of Credit

Our Home Equity Line of Credit is ideal for a series of purchases — you may borrow as often as you like up to your approved credit limit.

  • Low variable rate tied to Prime
  • Up to 100% loan to value
  • No loan origination fee or annual fees
  • Interest may be tax deductible*
  • 10-year draw with 15-year amortization

Apply today! We offer several different options to get started:

*consult your tax advisor

PURCHASE

Trailhead has partnered with another local credit union to provide you with some of the best options, pricing, and member-service in the mortgage market:

  • No application fees
  • Free loan pre-approval
  • Home loans in all 50 states
  • Over 100 different loan products
  • Low closing costs
  • Dedicated and experienced loan officers
  • Online Application

Get started today!

Call Mortgage Loan Officers, Stuart Gleason (x1141) or Louisa Xavier (x1117), at 503.220.2592 to discuss your options.

REFINANCE

Home Equity Loans — 1st Lien

Refinance your existing home loan with one of our two real estate loans. Your loan will be underwritten and serviced by our employees and will never be sold to another institution:

  • 15-year fixed rate loan
  • 30-year fixed rate loan with a seven-year balloon payment
  • Up to 90% loan to value

Apply today!

We offer several different options to get started:

Your dream of living a waterfront lifestyle on the Columbia or Willamette can be a reality with Trailhead’s Floating Home Loans.

Purchase a new floating home or refinance your existing floating home loan:

  • 15-year fixed rate loan
  • 30-year fixed rate loan with a seven-year balloon payment
  • Up to 80% loan to value

Apply today!

We offer several different options to get started:

Unsecured Home Improvement Loan

For smaller home improvement projects, this unsecured loan helps you stay on top of repairs and improvements. This loan is exclusively for home improvement purposes and requires little to no equity. Please be prepared to show a contractor’s bid or materials list.

  • Borrow up to $7,500 at a competitive fixed rate for up to 72 months
  • No closing costs, appraisals, or title insurance
  • Quick turnaround and funding

Secured Home Improvement Loan

This loan is designed for major home improvement and remodeling projects when you have little to no equity. Please be prepared to show a contractor’s bid or materials list.

  • Low fixed rates
  • Terms up to 180 months
  • Up to 133% loan to value
  • No loan origination fee or annual fees
  • Interest may be tax deductible*

Apply today!

We offer several different options to get started: