News & Financial Education

What's Happening at Trailhead

woman building credit with a secured credit card

5 Ways to Build Credit

Today, your credit score impacts so much of your financial life. It determines whether or not you qualify for a loan or credit card, dictates what your interest rate will be, and is a major factor considered when renting or owning any property. It may come as a surprise, then, that 1 in 10 Americans don’t have any credit history, … Read On »

Electric vehicle charging

Green Auto Loan Discount

You value the environment, but you also want value. At Trailhead, we want to help you save money and help our community at the same time. So we are rewarding you with a loan rate discount for choosing a “green” car. Receive 0.25% off your auto loan rate when you finance any of the following vehicle types: Hybrid Electric Vehicle … Read On »

woman working at computer

How to Protect Yourself and Your Loved Ones from Cybercrime

Here’s a guide outlining classic online fraud attempts to help you stay cybersecure. You’ve heard the words describing how hackers and scammers gain access to online information, but do you know what they really mean? Phishing, Smishing, hacking, spam? Check out this short guide outlining how to protect yourself and your loved ones from cybercrime and how to keep your … Read On »

confused man looking at mobile phone

Gift Card and Mobile Deposit Scams Alert

Fraudsters are continuing to get creative in ways that they can scam money out of innocent people. They will stop at nothing to try and trick you into giving them your personal and account information. It is important to watch out for their latest scams and understand ways to protect yourself. Don’t fall victim to the Mobile Deposit Scam: In … Read On »

prevent card fraud

Card fraud is on the rise. Take steps to prevent it.

Trailhead’s Visa Fraud Prevention Service works behind the scenes to monitor your credit and debit card accounts for unusual activity. When abnormal activity is detected, you will receive an automated call or text asking you to verify (or deny) the purchases. Here are 3 steps you can take to protect yourself as well: Make sure your cell phone number is … Read On »

couple eating takeout food at home

Earn CASH BACK with a Rewards Credit Card

  Earn double points for dining and take-out and redeem for cash back with a Rewards Visa Credit Card from Trailhead! Enjoy the benefits of a card that rewards you with Trailhead’s Rewards Credit Card with Pathfinder Points. Pathfinder Points is a new program that offers a great experience with an extensive reward catalog and exciting ways to earn! Earn … Read On »

woman getting keys to new car

4 Mistakes to Avoid When Finding the Best Car Loans

Taking a car loan out to purchase a car is a big financial decision and will affect your budget for a long time. Choosing a loan package and vehicle are decisions you want to make with confidence. Read on to learn the four mistakes to avoid to be sure you find a trustworthy lender and the best car loans. Spot … Read On »

Woman getting into car

Should I refinance my auto loan?

People often want to refinance their auto loan for various reasons. As with any financial decision, there are pros and cons to consider. The Pros of Auto Refinancing: Lower your monthly payments. Refinancing into a new auto loan with a different rate and term (the time period you take to repay the loan) could result in a lower monthly payment … Read On »

couple at home with daughter and dog

What is Home Equity?

If you are a homeowner, you work hard to pay for your home. So, when you need to borrow some extra money, you may put the equity in your home to work for you. What does Home Equity mean? Simply put, home equity is the portion of your property that you truly own. It is the difference between your house’s … Read On »

Debt Consolidation Loans

Debt Consolidation Program

Take a step toward financial freedom. Trailhead created our Debt Consolidation Program to help members pay off debt, lower your monthly payments, and improve your credit. Debt consolidation loans allow you to refinance all of your high interest rate loans, into one convenient low-rate loan. There are several loan options available and we will help you find the solutions that … Read On »