Who is Trailhead?
We’re not the cookie-cutter, same-as-a-million-others place to bank. When you join Trailhead, you become part of a financial cooperative, where individuals come together to reach financial goals.
We have earned our members’ trust by providing stellar service since 1935 through a comprehensive suite of financial products, tools, and advice. Unlike a bank, as a credit union, we return profits to our customers (who we call members) through better rates and lower fees.
From helping you understand your credit report to helping you plan for your future, we’re here to answer your questions great and small.
We are passionate about Portland and the people who call it home. We actively provide financial support, advice, sponsorships, and scholarships to organizations and individuals who reflect PDX ideals.
Service and tools for whatever trail you choose.
Easy-to-use Mobile App
Pay bills, transfer funds, deposit checks, and more.
Free Checking that Pays
Trailhead offers free checking accounts for your everyday banking, including two that reward you in cash.
Visa Credit Cards
Choose from three member-friendly cards, all with no annual fee and reduced rates for balance transfers.
ATM Access Nationwide
Enjoy surcharge-free ATM access at over 38,000 ATMs and access to your Trailhead account at other credit union branches nationwide through the Shared Branch network.
Community Impact with Trailhead
Providing Support Where You Live, Work, and Play
We are committed to bettering the welfare of our local community through partnerships that represent our values, mission, and our Portland community: Black Resilience Fund, Forest Park Conservancy, Maybelle Center, Oregon Wild, Portland Lesbian Choir, Q Center, and Rose City Rollers.
Advocating the Diversity of Our Community
Trailhead advocates and champions the members of our diverse community and credit union. We recognize the potential of every individual by empowering members with opportunities, access, and solutions. Our differences unite us.
Enriching the Communities We Serve
Our certification as a Community Development Financial Institution (CDFI) means that we help individuals with modest incomes become financially self-sufficient through our innovative lending practices, educational efforts, and small business lending.
Learn more about why we're better than a bank.
Who we serve
People who live, work, worship, or attend school in Multnomah County, Oregon are eligible to become members at Trailhead Credit Union.
People who are immediate family members of current members are eligible to become members at Trailhead Credit Union. Immediate family members include:
- Spouse or domestic partner
- Parents or step-parents
- Children or step-children
- Brothers, sisters, or step-siblings
- Grandparents or step-grandparents
- Grandchildren or step-grandchildren
Join the organization that understands you
Open your account online.
All it takes is a few minutes and a few documents.
You’ll need your Social Security Number, government-issued ID, membership eligibility, and proof of address.
Contact Member Services to join.
NOTE: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we are required to obtain your name, physical address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license and other identifying documents to verify identity.